Effective January 1, 2017 – March 31, 2017
|Rate||Annual % Yield||Min. Balance||Max. Balance|
|Tier 3||0.45%||0.451%||$40,001.00||& Above|
Effective April 1, 2017 – June 30, 2017
|Rate||Annual % Yield|
Loan Rates & Terms
|New Auto (2017-2016)||90% Financing||4.50%||New – Up to *72 mo.
(* Certain credit conditions apply)
|Pre-Owned (2016-2015)||5.50%||1, 2 & 3 yrs old, up to 60 mo.|
|Pre-Owned (2013-2012)||7.50%||4 & 5 yrs old, up to 52 mo.|
|Pre-Owned (2011 & Older)||10.50%||6 yrs & older, up to 36 mo.|
|Based on NADA Loan Value|
Real Estate Loans
Mobile Homes (New)
Mobile Homes (Used)
|Call our office for details on rates & terms.
|RV (New)||Starting at||5.50%||5 year balloon payment with 10 year amortization on New & Used RV|
|RV (Used)||NADA Loan Value||7.00%|
|Boat Loan (New)||Starting at||5.50%||Up to 60 mo.|
|Boat Loan (Used)||NADA Loan Value||7.00%||Up to 48 mo.|
|Other Collateral Loans||New||7.00%||Up to 36 mo.|
|Used||10.00%||Up to 24 mo.|
|Signature Loans||Call our office for rate details||Up to 24 mo.|
Review our Loan Specials for better rates and terms.
Our standard fees are listed and explained below.
|New Member||$5.00||To open an account|
|Late Fee||$25.00||After 10 days late a fee will apply each month until loan is current on each loan late.|
|Application Fee||$25.00||All Loans except Share Loans, Mobile Home Loans, & Mortgage Loans|
|Application Fee||$100.00||Mortgage & Mobile Home Loans|
|Stop Payment Fee||$35.00|
|Excessive Withdrawal Fee||$5.00||Five allowed per quarter. After the fifth withdrawal, there will be a $5.00 charge per check.|